These Terms and Conditions constitute a legally binding agreement between you and 99ab governing all use of the 99ab platform, including casino games, sports betting, bonuses, account management, and payment transactions. Please read them carefully before registering or placing any real-money wager on 99ab.
These summary cards highlight the most important aspects of the 99ab Terms & Conditions. They do not replace the full legal text below — please read the complete terms carefully.
All real-money gaming and betting on 99ab is strictly restricted to individuals aged 21 years and above. 99ab enforces this requirement through KYC identity verification during the registration and withdrawal process.
Each player is permitted to hold one registered 99ab account. Creating multiple accounts to exploit bonuses or circumvent restrictions is a material breach of these Terms and will result in account closure and forfeiture of funds.
All 99ab bonuses are subject to wagering requirements as stated in the applicable promotion terms. Bonus funds cannot be withdrawn until the stated wagering threshold has been met in full on eligible games.
Withdrawal requests are processed subject to identity verification, bonus wagering compliance, and fraud checks. 99ab reserves the right to conduct additional KYC verification before processing any withdrawal transaction.
Collusion, use of automated betting systems, exploitation of software errors, bonus abuse, money laundering, and fraud are all strictly prohibited on 99ab and will result in immediate account suspension and legal referral.
99ab provides deposit limits, session time reminders, loss limits, cooling-off periods, and self-exclusion options to all registered players. These tools are accessible directly from account settings without contacting support.
In these Terms and Conditions, the following definitions apply unless the context expressly requires otherwise:
2.1 To register a 99ab account, you must be a natural person of at least 21 years of age, acting in your personal capacity and not on behalf of any third party.
2.2 You must provide accurate, truthful, and complete personal information during the registration process. Providing false, misleading, or incomplete registration details constitutes a material breach of these Terms.
2.3 Each individual may hold only one registered 99ab account. The creation of duplicate, secondary, or multiple accounts — whether under the same or different personal details — is strictly prohibited and will result in the suspension of all associated accounts and forfeiture of any funds therein.
2.4 99ab reserves the right to refuse registration to any applicant at its sole discretion, without being required to provide a reason for such refusal.
2.5 Players are responsible for ensuring that their use of the 99ab platform is lawful in their jurisdiction of residence. 99ab does not provide legal advice regarding the lawfulness of online gaming in any specific jurisdiction.
2.6 By completing the registration process, you confirm that you have read, understood, and agreed to be bound by these Terms and Conditions, the Privacy Policy, and the Responsible Gaming Policy in their entirety.
3.1 You are solely responsible for maintaining the confidentiality of your 99ab login credentials, including your email address and password. You must not share your account credentials with any third party under any circumstances.
3.2 All activities conducted through your 99ab account — including wagers placed, deposits made, and withdrawals requested — are deemed to have been authorised by you unless you have notified 99ab of suspected unauthorised access in writing without undue delay.
3.3 99ab strongly recommends that players activate two-factor authentication (2FA) on their accounts. Enabling 2FA provides an additional layer of security and is the player's responsibility to maintain.
3.4 99ab may, at its discretion and without prior notice, suspend or freeze a player account in the event of suspected fraud, money laundering, bonus abuse, breach of these Terms, or as required by any applicable regulatory authority.
3.5 Accounts that have been inactive (no login, deposit, or wager) for a continuous period of twelve (12) months may be classified as dormant. 99ab will notify the registered email address of any dormant account status and the applicable policy before any administrative fees are applied.
3.6 Players wishing to close their 99ab account may do so at any time by contacting the support team via live chat or email. Any remaining real-money balance in the account at the time of closure — subject to completion of KYC verification — will be returned to the player via the original deposit method.
4.1 99ab supports the following deposit and withdrawal methods for players: JazzCash, EasyPaisa, HBL internet banking, UBL online banking, Meezan Bank, Raast, and 1LINK. Supported methods are subject to change without notice; current available options are displayed within the player's account dashboard.
4.2 All deposits must originate from a payment method registered in the player's own name. Third-party payments are strictly prohibited. 99ab reserves the right to reverse deposits made from payment methods not matching the player's registered KYC identity.
4.3 Minimum and maximum deposit and withdrawal limits apply and are displayed within the player's account at the time of transaction. These limits may vary by payment method and player verification status.
4.4 Withdrawal requests are subject to the completion of all applicable wagering requirements on any active bonus funds. Requests submitted while bonus funds are active and wagering requirements are incomplete will be declined or the bonus forfeited, as per the applicable promotion terms.
4.5 99ab reserves the right to conduct enhanced due diligence checks — including requests for source of funds documentation — before processing any withdrawal. Failure to provide requested documentation within a reasonable timeframe may result in the withdrawal request being held or cancelled.
4.6 99ab does not charge platform-side fees on deposits or withdrawals. However, players should be aware that their payment provider may apply its own transaction fees, over which 99ab has no control.
4.7 In the event of a chargeback, reversal, or disputed transaction initiated by a player, 99ab reserves the right to suspend the player's account pending investigation and to offset any chargeback amount against the player's current balance.
5.1 99ab offers a range of bonuses and promotions to registered players, including welcome bonuses, reload bonuses, free spins, cashback credits, and VIP loyalty rewards. The specific terms applicable to each promotion — including wagering requirements, eligible games, validity periods, and maximum withdrawal amounts — are set out in the individual promotion terms, which form part of these Terms.
5.2 Unless stated otherwise in the applicable promotion terms, the standard wagering requirement for all 99ab bonus funds is twenty-five times (25×) the bonus amount. Wagering must be completed within the validity period stated for the specific promotion.
5.3 Bonuses are credited to the player's bonus wallet and are distinct from real-money funds. Winnings generated from bonus play remain in the bonus wallet until the wagering requirement is satisfied, at which point they are transferred to the real-money wallet and become eligible for withdrawal.
5.4 99ab reserves the right to modify, suspend, or withdraw any bonus or promotion at any time. Where a promotion is withdrawn or modified after a player has already opted in, 99ab will honour the terms applicable at the time of the player's opt-in, subject to confirmation of eligibility.
5.5 Bonus abuse — including but not limited to the creation of multiple accounts to claim a bonus multiple times, collusion with other players to exploit bonus terms, or use of automated systems to place qualifying bets — is strictly prohibited and will result in the forfeiture of all bonus funds and associated winnings, and may result in permanent account closure.
6.1 All casino games available on the 99ab platform use certified Random Number Generator (RNG) technology, independently audited to ensure fair, unbiased, and unpredictable game outcomes. Game return-to-player (RTP) percentages are as stated by the respective game provider.
6.2 Players are responsible for understanding the rules of any game they choose to play before placing real-money wagers. 99ab provides access to game rules and paytable information within each game interface.
6.3 In the event of a technical malfunction during a game round — including disconnection, server error, or software fault — 99ab will endeavour to resolve the issue as quickly as possible. Bets placed during a technical failure may be voided if the game round cannot be completed or verified; in such cases, the staked amount will be returned to the player's account.
6.4 Winnings resulting from genuine software errors or display errors are not valid and will not be paid. 99ab reserves the right to void any wager placed under conditions constituting a software error, regardless of the displayed outcome.
6.5 Live casino games are subject to their own rules as set by the relevant game provider. In the event of a conflict between these Terms and the rules of a specific live casino game, the specific game rules shall prevail in respect of that game only.
7.1 The 99ab sports betting section covers cricket (including PSL, T20I, ODI, and Test formats), football, tennis, UFC, and other international sporting events. Market availability and odds are subject to change without prior notice.
7.2 All bets are accepted at the odds displayed at the time the bet is confirmed by the system. In the event of an obvious odds error, 99ab reserves the right to void any bets placed at the incorrect odds and to return the staked amount to the player's account.
7.3 In-play (live) betting markets are settled based on the official result declared by the relevant sporting body. 99ab's decision on the settlement of all betting markets is final.
7.4 99ab reserves the right to limit, restrict, or refuse any bet at its sole discretion, including imposing maximum stake limits on specific markets or individual player accounts, without providing a reason.
7.5 Any bet placed on an event in which the player has a direct or indirect personal interest — including but not limited to match-fixing, insider information, or collusion — is void and will be forfeited. Such conduct may also be reported to the relevant sporting or regulatory authority.
8.1 99ab promotes responsible gaming and recognises that for some individuals, gambling can become problematic. All players are encouraged to use the responsible gaming tools available within their account settings to maintain control over their gambling activity.
8.2 Players who wish to self-exclude from the 99ab platform may do so through their account settings or by contacting the support team. Self-exclusion periods are available from 30 days to permanent closure. Once activated, self-exclusion cannot be reversed during the selected exclusion period.
8.3 99ab reserves the right to close or restrict an account where it has reasonable grounds to believe that a player's gambling has become harmful. In such cases, 99ab will direct the player to appropriate responsible gaming resources.
For full details of all available responsible gaming tools and resources, please visit the Responsible Gaming page.
9.1 The following activities are strictly prohibited on the 99ab platform and constitute material breaches of these Terms, which may result in immediate account suspension, forfeiture of funds, and referral to appropriate legal authorities:
9.2 99ab employs advanced fraud detection and monitoring systems. All accounts and transactions are subject to ongoing review. Players who trigger fraud detection alerts may be subject to enhanced verification, account restriction, or closure pending investigation.
10.1 All intellectual property on the 99ab platform — including but not limited to the 99ab brand name, logo, website design, software, game content, promotional materials, and written content — is the exclusive property of 99ab or its licensed game providers, and is protected by applicable intellectual property laws.
10.2 Players are granted a limited, non-exclusive, non-transferable licence to access and use the 99ab platform for personal, non-commercial gaming purposes only. This licence does not extend to copying, reproducing, modifying, distributing, or commercially exploiting any element of the platform without the prior written consent of 99ab.
10.3 Any use of the 99ab name, logo, or branding in any external communication, website, or social media channel without prior written authorisation is strictly prohibited.
11.1 The 99ab platform is provided on an "as is" and "as available" basis. While 99ab makes reasonable efforts to ensure continuous platform availability, it does not warrant that access to the platform will be uninterrupted, error-free, or free from technical faults.
11.2 To the fullest extent permitted by applicable law, 99ab excludes all liability for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, the platform — including loss of winnings, loss of data, or loss of profits — except where such liability cannot be excluded by law.
11.3 99ab accepts no liability for losses arising from a player's own gambling decisions, including losses incurred as a result of a player's failure to read and understand the rules of a game, the terms of a promotion, or the terms of a sports betting market.
11.4 99ab's total liability to any player in respect of any single event or series of related events shall not exceed the total amount deposited by that player in the thirty (30) days immediately preceding the event giving rise to the claim.
12.1 99ab reserves the right to terminate, suspend, or restrict any player account at any time, with or without prior notice, in the event of a breach of these Terms, suspected fraud, regulatory requirement, or for any other reason at 99ab's sole discretion.
12.2 Upon termination for cause (including breach of Terms), 99ab reserves the right to forfeit any bonus funds, bonus winnings, and — in cases of confirmed fraud or money laundering — real-money balances, pending investigation and legal review.
12.3 Upon termination without cause, any verified real-money balance in the player's account will be returned to the player via the original deposit method, subject to the completion of applicable KYC verification.
12.4 These Terms, and any rights and obligations arising under them, survive the termination or expiry of a player's account where the context so requires.
13.1 These Terms and Conditions are governed by and construed in accordance with the laws of the jurisdiction in which 99ab holds its international gaming licence. Players who access the platform from Pakistan do so on their own initiative and are responsible for compliance with applicable local laws.
13.2 In the event of a dispute arising from your use of the 99ab platform, you agree to first contact the 99ab support team to attempt resolution through the internal complaints process. The support team will acknowledge your complaint within 48 hours and provide a formal response within 14 business days.
13.3 If a dispute cannot be resolved through the internal complaints process, the matter may be referred to the relevant dispute resolution body as specified by 99ab's licensing authority. The decision of the appointed dispute resolution body shall be final and binding on both parties.
14.1 99ab reserves the right to amend, update, or replace these Terms and Conditions at any time. Material changes will be communicated to registered players via email notification to the address registered on the account, or through a prominent notice on the platform, no less than seven (7) days prior to the changes taking effect.
14.2 Your continued use of the 99ab platform after the effective date of any amendment constitutes your acceptance of the revised Terms and Conditions. If you do not agree with the amended Terms, you must cease using the platform and may request account closure in accordance with clause 12.3.
14.3 The most current version of these Terms and Conditions is always available at 99ab.cam/terms-conditions. Players are encouraged to review the Terms periodically to remain informed of any updates.
15.1 If you have any questions, concerns, or complaints regarding these Terms and Conditions or your 99ab account, please contact the support team through one of the following channels:
15.2 All formal complaints must be submitted in writing to the email address above and must include the player's registered account username, a clear description of the complaint, and any relevant supporting documentation. 99ab will acknowledge receipt of all formal complaints within 48 hours and will provide a substantive response within 14 business days.
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21+ only. Play responsibly. By using 99ab you confirm acceptance of these Terms & Conditions in full. Gambling can be addictive — please seek professional help if it is affecting your life.